Tag: snowbird life

How Much is Too Much Stuff?

Where to begin decluttering? Start with a surface area, a drawer, a closet, a single room, the main thing is to simply start somewhere How Much is Too Much Stuff? Edit, Organize and Downsize Your Primary Home’s Contents I’m continually inspired to write about real 

From Summerbird to Snowbird

From Summerbird to Snowbird Transition from a Summer to Winter Stay in Your Warm Weather Community Many times I’m inspired to write about questions I receive seeking insight of the snowbird life. This time our repeat vacation rental guests asked about making the transition from 

Here Vs. There: A Candid Case Study

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Here Vs. There: A Candid Case Study

The Emotional Impact of Trading Proximity to Family for Full Time In Your Southern Community


If you've ever wondered what it might be like to live in your snowbird community full time, consider this case study of one mostly retired couple who relocated from Ohio to Florida. They've had three years to absorb and analyze the emotional impact of what it means to move away from friends and family. I recently spent a Sunday morning with my friend, Kaley, and we had a candid personal conversation about the challenges she has encountered by making her southern community her full time home base.

On the plus side, Kaley and her husband purchased what they considered to be a reasonably priced home with an inground pool in a mature residential area in the heart of downtown Destin, Florida. A pool in a southern climate makes sense because the weather will be warm or hot much more than the Northern climate. However, since that time housing prices have skyrocketed as has homeowner's insurance. She said it is about $6,000 per year for insurance largely due to being in a coastal area, but Kaley said so far property taxes have been relatively reasonable.

Kaley felt that having a pool would be a draw for their family to want to visit, especially her grandchildren. Yet Kaley quickly acknowledged her teen grands have a pool at their own home, although pool season is much shorter in Ohio. The gorgeous nearby white sandy beaches of the Emerald Coast don't exactly repel anyone either. There are many other attractions in the area for just about any age or ability. This is what is so appealing to tourists and full time residents alike.

Housing and the allure of pools and the beaches are just one factor of being based in your warm weather community. Kaley shared that she and her husband are seriously considering moving back to Ohio. Caught by surprise, I listened carefully.

Family and friends are hugely important and that is Kaley's biggest Achilles heel. Yes, it's typically not a problem to make an effort to get acquainted with new friends in any area and be happy with them, although it does take time to do that. Kaley didn't say, but I'm fairly certain it must be challenging to sustain meaningful friendships in a community where the majority of the population is comprised of transient tourists. Snowbird friends tend to come back every year, but then they are gone again right about the time you find your groove. There's a large gap of time in between. Close friends from home will typically visit once and they may or may not return.

Family is another thing. They obviously cannot be replicated or substituted. For many snowbirds, family and friends are two of the biggest reasons to remain in close geographical proximity. No one ages backwards and there's only so many resources be with family who live a significant distance away. Kaley has made many trips back to Ohio for various occasions, but no one can be there for every single gathering or life event. Grands are born and grow up quicker than anyone is ready. There's no price that can be established for time with family. Therefore, if either the parents or adult children move away no matter what the reason, there's pros and cons. Hence the conundrum.

Kaley researched the costs of moving back to their original home base in Central Ohio. Insurance is still reasonable because they would be land locked. However, housing and property taxes are expensive which means she and her husband would be trading lower insurance for high property taxes.

Another consideration is which one of their three adult children to be nearest? The children plus grands are located in three different cities and it would be at least a two hour drive each way if they chose to base near one of the three families.

Kaley and I both personally know of parents moving to the same city as their adult children only to be frustrated with the outcome. Kaley pointed out that her friends moved to Virginia to be near their children and grands. After a period of time the grands and their family were transferred and now the parents were in a location where they didn't have many friends and now they didn't have family either.

Another friend of Kaley's moved close to family and said they see their family and grands the same amount of time as before they moved there. Although grandparents realize teens are busy with school and their own friends and activities, it's not pleasant to miss out on a relationship with them, especially when they are in the same vicinity. Regarding the adult children, it's even less pleasant to feel your children are avoiding you after the effort made to relocate nearby. This is another subject entirely and one that is all too common.

Kaley and I didn't delve into the hurt feelings, resentment and emotional issues of moving to be closer to family only to find the significant life-changing gesture isn't exactly welcome, but that is the reality of making a huge change. If Kaley and her husband move back to Ohio, who's to say how much time they will actually have with their family? To be fair, when Kaley and her husband moved away from Ohio, their children and grands, it almost certainly had an emotional impact on the remaining family. 

Whether snowbirds stay with the status quo by splitting time between two homes or permanently relocate to their southern community, there's no easy answers. For those who aren't particularly close to their adult children, whose children don't live nearby, who don't have children/grands or whose core family is no longer surviving, there's still extended family, friends, neighbors, community and the long time roots connecting anyone to a particular place.

Ultimately, each situation is personal and unique. There's several wise adages to consider before making any major life changes: "The grass isn't always greener" and "Be careful of what you wish for" are two that come to mind. No matter what Kaley and her husband decide, there's always trade offs. I believe the best option is to consider what is best for each individual or each couple, not what is best for everyone else.     

    


"Stress is caused by being here and wanting to be there.”

-- Eckhart Tolle, German born spiritual teacher and self-help author


DISCLAIMER

The information contained in this website is for general information purposes only. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from or in connection with, the use of this website.

Through this website you are able to link to other websites which are not under the control of Midlife Snowbird. We have no control over the nature, content and availability of those sites. The inclusion of any links or advertisements does not necessarily imply a recommendation or endorse the views expressed within them.

Here Vs. There: The Top Question I Am Asked the Most

Here Vs. There: The Top Question I Am Asked the Most Why Snowbirds Consciously Choose to Live In Two Places Curiosity about the choice to live in two places vs. one primary home are what I am commonly asked when the subject of being a 

What The Golden Bachelor Has in Common with Snowbirds

Lake Kalamazoo , formed as part of the Kalamazoo River connects the twin towns of Saugatuck and Douglas What The Golden Bachelor and Snowbirds Have in Common The Golden Bachelor and Snowbirds Have Another Chance at Finding Love More than 7.7 million viewers to date 

Starter Snowbirds: Analysis of Two Pre-Emerging Snowbird Couples

Stinky's Fish Camp, Santa Rosa Beach, FL
Stinky's Fish Camp, Santa Rosa Beach, Florida

Starter Snowbirds

An Analysis of Two Pre-Emerging Snowbird Couples


While sitting around a firepit at our neighbor's end of summer social gathering, the topic of retirement and possibly becoming a snowbird were of interest to two couples who are also long time friends. Although neither of the couples were fully committed to the concept of being a snowbird, it seems they were at least intrigued.

My observation is that seasoned snowbirds are generally eager and excited to talk about it. The same cannot always be said for potential snowbirds who may have various reasons for holding back. It may be the perceived or real lack of time or finances, an uncertainty of whether becoming a snowbird may be a good fit. There may even a bit of envy. It's hard to say, but it's very noticeable among pre-emerging snowbirds. Having said that, any tidbits of information that are shared are always something I enjoy analyzing. Are the plans realistic or well thought out? Are the ideas in sync with each person in the relationship? Are the logistics likely to work? Typically not, which is why pre-emerging snowbirds have time to figure it out because there are a lot of angles beyond, "I've always loved the desert, so I want to be a snowbird there." 

I periodically check in with my known potential snowbirds just to gauge the ongoing level of interest, timelines and goals, perceived obstacles and also offer support without being too intrusive. No one wants unsolicited advice and everyone wants to dream about the future and what could be.

Below, I share with you my analysis of the two couples. Each are at different points of their journey and both are on the spectrum of being starter snowbirds. If you are not yet a snowbird, consider the major areas to hone in so you can direct your energy to either fully committing at some point or acknowledging it isn't the right goal for you. The biggest obstacles and challenges are where you need to be honest and realistic. Of course that's easier when looking at someone else's situation, which is why I wrote this post. It's a reflection of not just these couples, but almost every couple considering becoming snowbirds.


Starter Snowbird Couple One

Married for 40 years

Primary residence: almost paid off

Financial resources: yes

Wife is retired

Husband will formally retire by December 2023, then continue to work part time two to three days per week

Pets: Yes, two dogs

Family: Three adult children, two are local to the area, the third is a six hour drive away in Wisconsin; one daughter-in-law, one son-in-law, one six year old grandchild

Goals

Goals are somewhat fleshed out. A general timeline and interest in being snowbirds was expressed, but the husband and wife have differing opinions on what that looks like. The husband would like to target Winter of 2024 for the initial run and the wife wants to postpone the target date a year later at the soonest because she first wants to travel to Greece and other places overseas.

Both eliminated Florida as a potential snowbird location. Texas is one state they are considering. Arizona is their preferred target location, but they haven't looked into much more detail other than being in a suburban area such as Mesa and likely a condo. Neither has loved ones in potential areas they are considering, but that is one factor they considered.

Hobbies and interests include family/their grandchild, travel, food, hiking and entertainment such as live music and sporting events.

Both maintain close family connections.

Analysis

Advantages: wife is already retired

Disadvantages: pets to contend with, family and grandchild in their primary area, husband required to be on site at work several days per week

Biggest adjustment: they currently enjoy spending money on entertainment such as season tickets to national sporting events, cruises and vacations. Budgeting for one or more seasons as snowbirds will cut into or reduce vacation travel and other discretionary activities.

Biggest obstacle: In my opinion, the biggest challenge they will face as snowbirds is being 3-4 days' drive away from their primary home if they choose Arizona as their destination. Re-framing their discretionary spending and letting go of other long held traditional pleasure expenses will be a very big adjustment as a couple. I haven't yet figured out how the part time job comes into play if they become snowbirds more than 1,800 miles away from the job unless the employment takes a pause for a couple of months.

 


Starter Snowbird Couple Two

In a committed relationship for several years, previously married to other partners

Each purchased their own individual residences

Financial resources: yes

She is of retirement age, but enjoys her career and the salary/benefits of her employment

He is approaching retirement age in about 3-4 years, but enjoys his career and the salary/benefits of his employment

Pets: none

Family: Both have adult children who are not local to the area, neither has grandchildren

Goals

Goals are not yet fleshed out. A general timeline and interest in being snowbirds was expressed, but nothing more specific.

Both enjoy interests that they said, "Everyone else also likes." Hobbies and interests include travel, food, craft beer, wineries, etc, gardening, entertainment such as live music, sporting events, tours and other cultural activities.

She maintains close family connections and he does not.

Analysis

Advantages: no pets to contend with, no family in their primary area

Disadvantages: both are required to be on site at work every day, two residences to maintain while away, differing situations regarding family, separate finances.

Biggest adjustment: they currently do not spend 24/7 together and this will test the relationship should they become retired snowbirds.

Biggest obstacle: In my opinion, the biggest challenge they will face as snowbirds is finding common ground regarding the terms of becoming snowbirds, such as where, when, how long and who will pay for what. Being around each other and sharing resources, such as a vehicle, in a different location other than their individual residences will challenge their long-held independence.


Just for fun, I've included a third scenario of a neighbor who is a hybrid type of snowbird. She is her own unique person and here is what I know of her semi snowbird lifestyle.

Single Woman Semi Snowbird

Single, previously married

Residence: Owns her primary residence, owns a vacation lake home in Northern Michigan

Financial resources: yes

Retired: yes

Pets: none

Family: Adult children who are local and adult children who are not local to the area, several adult grandchildren

Observations

She is very independent and is able to make or change her plans as she wishes. She spends time in her favorite places all year round, including her vacation lake home and other places of interest including the Western United States. She seems to prefer Key West for extended periods of time, including about six weeks each winter. She is not the typical snowbird who parks in one place for a season, she tends to come and go to various locations as it suits her needs.

Hobbies and interests include travel, food, tours and other cultural activities.

She balances family with travel and it seems to work for her.

Analysis

Advantages: fully retired, no pets to contend with, no spouse or partner to compromise with and solid financial resources.

Disadvantages: two residences to maintain while away, must find and rely on neighbors, family and other helpers to assist with her primary residence when not there, no travel partner with whom to share her adventures or the mundane things such as driving to destinations

Biggest obstacle: In my opinion, the biggest challenge she faces as a semi-snowbird is being physically able to continue her lifestyle if she should have health issues that limit her ability to go to all of the places she desires.


 

"Our dilemma is that we hate change and love it at the same time; what we really want is for things to remain the same but get better.”

-- Sydney J. Harris, American journalist


DISCLAIMER

The information contained in this website is for general information purposes only. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from or in connection with, the use of this website.

Through this website you are able to link to other websites which are not under the control of Midlife Snowbird. We have no control over the nature, content and availability of those sites. The inclusion of any links or advertisements does not necessarily imply a recommendation or endorse the views expressed within them.

Decorate Your Vacation Rental with Hints of the Holidays

Decorate Your Vacation Rental with Hints of the Holidays Ten Tips to Bring the Holiday Feeling to Your Southern Home A year ago, my husband and I spent Thanksgiving at the beach and I loved it! It was that much better because Courtney and Bob, 

Nothing Bad Ever Happens at the Beach

Our first year as snowbirds, we witnessed a raging fire that broke out at AJ’s where we had just departed just seconds earlier Nothing Bad Ever Happens at the Beach  Why Snowbirds and Tourists Should Know and Set Individual Limits For nine years and counting, 

Power of Social Media Groups

HARNESS THE POWER OF SOCIAL MEDIA GROUPS

Timely recommendations for everything in your community

Country music star Luke Bryan's Shore Thing cigar bar on 30A is a fun place to spend time if you don't mind cigar fumes

Social media groups that hone in on your specific interests are a powerful way to gain timely insight on the pulse of a community. By far the largest social media global giant is Facebook and within Facebook are special interest community groups such as "The Destin Life" which currently has more than 138,000 members, including me.

Group members post questions and other members post answers and opinions. Questions asked include:

--"Where is the best place to go for seafood?" (or burgers or steaks....)

--"What grocery stores will deliver to my rental?"

--"Where do locals go for breakfast?"

--"Are dogs allowed on the beach?" (or umbrellas, metal spade style shovels with handles or adult beverages...)

--"What are must-do activities in the area?" (include your age/s interests, skills, dates, number in the group, etc.)

--"Is the expansion of Highway 98 completed yet?" 

I'm continually amazed that even though there are many answers repeating some of the same places over and over, people still continue to add their own opinions and even more recommendations. It's astounding at times. One member asked, "Hey everyone, do you guys prefer the Destin Commons or Silver Sands outlet mall?" and received 84 answers within a couple of days. That's a lot of feedback for comparing one local shopping center with another two and a half miles away.

Even though some of the questions and answers are redundant over time, I always learn many new things while scrolling through. As an example, I never knew about St Nicholas by the Sea, a historical charming Greek chapel that was built in 1959 by the man who founded Frangista Beach in the greater Destin area of Florida. It is now on my to-do list for next season when we return to the area.

Years ago, I discovered the one-of-a-kind upscale, unforgettable architectural enclave, Alys Beach Florida via Instagram.

If we ever decide to go glamping, there's a "Fancy Camp" complete with on site 16' bell shaped tents, heating/cooling units, exterior lighting and Queen-sized beds that I found in the area via social media.

This past season, thanks to social media, my friends and I visited The Hub, a happening place on 30A in Northwest Florida that features live entertainment, shops and dining. It also is home to country music super-star, Luke Bryan's Shore Thing cigar bar, where we enjoyed a memorable afternoon. There's many more establishments and restaurants in our snowbird community that my husband and I have yet to try, but plan to because of the repeated recommendations by social media group members.

No matter what you are looking for, whether housing, activities, dining, entertainment, recommendations, history, traffic, weather updates, vacation photos and much more, joining a special interest social media group is very enlightening about a community. If you aren't sure of what to expect and are researching a new community, it's a great way to get timely information. If you're already part of a snowbird community, you'll find new information or something as simple as an old historical photo from long ago. 


"We don't have a choice of whether we DO social media, the question is how well we DO it.

-- Erik Qualman, American author and motivational speaker

Pros, Cons of Owning Two Homes

One consideration of buying a second home is whether to retain or down size one’s Northern home [Covington Lake, Northeast Indiana] Pros and Cons of Owning Two Homes 15 Point Checklist Before Buying a Second Property Many snowbirds think about owning a vacation home or