Tag: snowbird home

How Much is Too Much Stuff?

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From Summerbird to Snowbird

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Snowbird Housing Deal Breakers

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Snowbird Housing Deal Breakers

Hint: The Deal Breakers are Personal and Nuanced


Price, location, view, pet friendly and availability are all deal makers. They're also the deal breakers. However, there's more to it than that. It's the nuances of a particular rental that may or may not work for snowbirds. 

Recently, I was asked to tag along on a tour of a potential rental for two Wisconsin-based snowbird friends with an adorable Golden Retriever named Cooper. My friends decided to take a look around at the options because they weren't entirely sure about returning to their current place. Their rental rates were increasing and they had other concerns about the place. Not only did they gain valuable insight to what matters to them, the tour opened my eyes to mistakes by owners. To my astonishment, after touring several properties and considering everything, my friends decided to stay where they are.

This is an account of what the deal breakers could be and why owners should listen carefully to the feedback from potential guests. It can save a ton of headaches for both parties.

    


Plan A Year In Advance

Snowbirds in general, like to plan way in advance. As in a year or more. My neighbor, Elaine and her husband and pooch have always stayed in the same unit for the month of January. She said finally -- two years from now in 2026 -- they will be staying for January AND February. It has taken that long to get a booking for the full two months. Past availability was not a deal breaker in this case, but for many it easily could have been. Elaine didn't say, nor did I ask, if the current February occupant is aware of what is happening. Snowbirds, always stay connected with your property manager and/or owner so they can work with you on your future plans. No one wants to be blindsided.

On the flip side, Wisconsin Terri was told it was "too soon" to reserve the unit she was considering for next year. This is exactly the opposite of how I think. Again, not allowing to book a year in advance would be a solid reason for many snowbirds to keep looking.

Owners: if a guest wants to book for next year, take the reservation! If you have qualms about a cancellation, request a significantly larger deposit of a minimum of $1,000 and extend the pay-in-full due date to be 90 or 120 days in advance instead of 60 days or whatever the standard policy is for weekly rentals. It's a huge commitment for snowbirds and owners to pledge 60 consecutive days vs. the usual 7 days, but each party needs assurances they will have a solid deal.

Snowbirds: Make sure there is a solid, written contingency plan if an owner cancels your reservation or sells the property before your arrival. If you book through a management company with a large property portfolio, get it in writing that you will be rebooked into a similar or better property in the event of unforeseen circumstances. It is essential all deposits and pre-paid funds will be refunded if the owner and/or PM do not have a suitable property available.


Weather, Distance, Transportation

Unfortunately no one is aging backwards which means at some point weather, distance and transportation increasingly become a problem for snowbirds.

Several friends are facing this issue due to age, health and concerns about driving to and from their snowbird communities. Dee from Colorado relies on her son to bring her to and from her southern home in Northwest Florida. He has asked her to consider a closer location in Arizona to make it easier for him. Except there are no beaches in Arizona, which understandably puts Dee in a quandary.

The weather this winter has been one of the worst for as long as many can remember which doesn't help Dee's decision. Time will tell if distance and weather are the deal breakers for Dee.


Privacy

I've personally witnessed an increase of doorbell cameras installed on the exterior of rental properties. For some, this could be a deal breaker simply because they don't want to be photographed every time they come or go. Nor do they want their belongings, packages, guests and deliveries to be documented. Not that there's anything illicit happening, it's simply a lot for guests to accept and it could make or break a rental to snowbirds or anyone else for that matter.


Storage, Storage, Storage 

Snowbirds typically stay for at least 30 days and usually 60 or even 90+ days. They may book by the week or by the month, but it's a totally different set of needs than the weekly vacationers who are in and out in seven days.

Therefore, what might be just fine for a family who is not going to be in the unit all that much for a week in peak season compared to snowbirds who have an extended stay and accordingly bring a lot more clothing and "stuff."

I kid you not, a friend toured a property that had a locked closet in the second bedroom. Presumptively it was full of the owner's possessions. Guests are expected to put their clothes on hangers dangling from three or four racks mounted at a 90 degree angle on the bedroom wall.

No! As in, "Are you kidding me?" Absolutely there is no way I would want to spend 30-60+ days looking at clothing dangling from the walls. My friend and her husband do not share a bedroom and her husband would be the one with his clothes decorating the walls. The owner refused to make accommodations and ultimately, this was the deal breaker.


The Devil's In the Details 

Vacuum cleaners, mops, pots and pans, utensils, cleanliness, decor and more matter. Even beyond that, the details, large and small, can make or break a snowbird's willingness to rent a unit.

I know of a snowbird who didn't like the mattress in the primary bedroom. She said it was very uncomfortable and she tried every possible option to improve the situation, including sleeping on the unit's bunk bed. Worn out or sagging furniture is also another potential deal breaker.

Features such as very short vanity cabinets in the bathrooms may not be noticed in photos, but could be a problem for tall guests.

Snowbirds who can take a tour of a potential place should do so, it's worth the time to do so because you can pick up so much more than seeing photos. If it's not possible, ask a lot of open-ended questions. Prepare a list of potential deal breakers, then be honest about what your non-negotiables are. Know your limits and be patient. It can take time to find just the place. Once you find what works for you, protect your investment and plan accordingly.


 

"Use discernment. Guard your heart. Ask questions. Pay attention to red flags.”

-- Michael Bliss, Canadian Historian and Author


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The information contained in this website is for general information purposes only. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from or in connection with, the use of this website.

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Decorate Your Vacation Rental with Hints of the Holidays

Decorate Your Vacation Rental with Hints of the Holidays Ten Tips to Bring the Holiday Feeling to Your Southern Home A year ago, my husband and I spent Thanksgiving at the beach and I loved it! It was that much better because Courtney and Bob, 

Top Terminology for Snowbird Rentals

An example of a gulf front private home in Miramar Beach, NW Florida with full unobstructed views and two reserved off-street parking spaces Top Terminology for Snowbird Rentals  100 Terms to Know Before Renting a Vacation or Snowbird Residence As a long term member, and 

14 Tips to Avoid Rental Scams

Deposits with no recourse, high pressure tactics, pricing and terms too good to be true and no contract are all major red flags
Deposits with no recourse, high pressure tactics, pricing and terms too good to be true and no contract are all major red flags

14 Tips to Avoid Rental Scams 

With the popularity of online shopping, online scams are also at an all time high. Rental scams can be especially devastating because guests may not even realize they've been taken until they show up to the property. Yes, it happens and it's heartbreaking.

I'm a member of several regional rental groups via Facebook where renters and rentals are matched via posts such as, "In search of a pet-friendly, 2/2 gulf front condo with pool and amenities for January/February of 2023. Max budget is $8,500, including fees." Property owners post photos and details of their units if it matches the request.

I cringe when some of the replies provide no link to "their" listing, yet ask the potential renter to "PM me for a special discount" or they provide a link and say, "Your dates aren't showing as available due to a computer gliche, but PM me and I can book your stay." These are huge red flags. Your instinct should be kicking into overdrive. If there is no direct electronic trail to the listing and/or there's explanations that aren't logical, be extremely careful or consider moving on. If it's not adding up, something is wrong.  

Prior to our first season as a snowbird, my husband and I became very nervous. We booked our rental nine months in advance of our stay via a web site that promotes/manages about 50 properties. I conducted a fair amount of research to be confident enough the listing was legit. Sixty days prior to arrival, per the contract terms we pre-paid the property manager in full for the entire stay, which was a large amount of money. We had no first-hand information about the property, only the online description and photos

A few days before we were to depart, we received a message that we would not be able to check in to our 3/3 gulf front unit due to exterior maintenance that would block our access to the door. Another much smaller 2/2 unit in a building down the street would be ours for the first week. Oh heck no! This was NOT what we signed up for. After much back and forth, we negotiated concessions to move into the 3/3 for two days, then would move down the street for 4-5 days and then back to the original unit. I was very apprehensive of the possibility that not only the property management company could be a scam, but that the rental was fake too. We were so relieved to find that we were wrong. I conducted even more research and affirmed the rental was real and the property management company has a stellar reputation.   

If you are seeking a new property and are unfamiliar with it or the area you're considering, I've offered 14 tips to assist with spotting potential rental scams. Although there's no way to be 100% sure, whether staying at a new place during snowbird season or the off season, careful research can result in a better outcome.    


 

1. Search well known, credible rental web sites

Credible is the key word here. Well known rental web sites such as VRBO, Airbnb, Home Away and BringFido.com are a few examples. Web sites that broker thousands of listings AND have a budget to advertise their sites are typically acceptable sources. However, having said that, it doesn't guarantee the LISTINGS are legitimate. Fake listings are rampant and the images are usually stolen from actual listings. This is why it is important to conduct further research once you locate a potential rental.

Craigslist is a well known web site, but it is not devoted strictly to vacation rentals and therefore it is not what I consider a good source for vacation rentals. Regardless of the source, further research is recommended.

2. Compare with smaller, regional web sites

Some property owners don't want to pay the fees for listing on a well known web site. Smaller rental web sites may be a good option. They may have names such as "Vacation Homes by Owner" or something regional such as "Texas Vacation Rentals." If a listing is on both a smaller source and a well known source, that adds credibility. However, it is not a guarantee of anything.

3. Compare with the web site of the property manager

Typically, if a property is professionally managed, it will also be listed on the property manager's web site. You can compare various dates with the major web site and the property manager's web site. Both sites should show the exact same dates as open or unavailable because they are synchronized by the computer. If there is a discrepancy, that's a major red flag.

Typically, booking directly through the property manager will save additional fees. The major web sites usually add more fees to the guests with line items such as "Host fee," "Service Fee" or something similar. The fees are in addition to the cleaning, taxes and other state and local fees.

4. Seek feedback online through regional social media groups

As mentioned above, online referral groups are a great way to match renters with rentals. However, as previously stated, be very careful about responses that do not have a direct link to the property and/or there are requests to private message instead of publicly message each other. The social media groups attempt to keep scammers out, but there is usually no formal vetting process. Specialized social groups are always targeted by scammers who create fake accounts with stolen photos of innocent people.

5. Evaluate online photos and listings

I devoted a recent post entirely to evaluating online photos and listings of vacation rentals. It is worth reading prior to booking a new or unfamiliar rental property.

6. Spot fake listings: typos, poor grammar and punctuation are red flags

Domestic and international scammers typically are not English scholars. Typos, poor grammar and punctuation are all red flags; however, perfect English is no guarantee of anything either (or vice versa). If the listing and/or correspondence are riddled with poor grammar, punctuation and typos, ask to personally speak with someone. If you can get someone on the phone, that's the first step. I doubt they will be available for a call if they are a scammer. If they can speak English, yet their written correspondence is poor, proceed with caution.

Be aware listing photos and descriptions may be stolen from legitimate properties. Conduct multiple online searches for the property and look for conflicting information, such as multiple listings for the property with differing contact information.

Perhaps a listing shows an attractive smiling woman or a family with young kids and a dog on their social media profile and refuses to correspond with you via any other method than electronically, that's a red flag. Scammers pretend to identify with their targets by appearing to be trustworthy. Chances are the photos are stolen.

7. Review public records

Public records such as tax and property records are easily located online in the county in which the property is located. Look up the name of the owner/s, how long they've owned the property and how many other properties they own. Their primary address will also be listed in the records as well as the names of any other owners.

If a property is owner-managed and the address of the contract doesn't match the address of record, find out why, then verify the answer. Some properties are owned by siblings or partners as an example. That's fine, but it would seem odd to have differing addresses on a tax record versus a rental contract. Look up all addresses to verify the facts to tie it all together. If all of it doesn't match, beware.

8. Meet or talk with the property manager or owner

If you are in the vicinity of the prospective rental, ask for a personal showing or meeting. If you cannot meet in person, a phone conversation with the owner or PM is helpful to get an idea of their opinions and feedback of whether a property may be a good fit for your needs. Especially if you are staying more than a few days. They may have other properties to recommend and you can ask questions about how many properties they manage, if they are local, how long they've been in business and so forth. Ask for references from previous guests.

Ask if the property is for sale. If it is, there is a chance your reservation may be cancelled due to the owner transferring the title, which will negate your contract. If you are unable to personally speak with someone after multiple attempts and you're only receiving electronic communication, that is a huge red flag.

9. Ask for references

Ask to speak with previous guests who have stayed in the property and can verify the advertised images are fair, the condition is what was advertised and whether they received prompt attention in the event of issues that needed resolved. Ask seemingly random questions about the neighborhood that you already know the answer from online research, such as "Where is the nearest pharmacy?" How far away and what is the name of the closest restaurant? If your "reference" hesitates or doesn't know the answers fairly quickly, they are perhaps not valid references.

10. If it seems to good to be true, it probably is

Compare the cost of the prospective rental with similar properties. If the availability, terms and rate are too good to be true, that's a huge red flag. Ask a lot of questions about why the rates are so low. Is it new to the rental market? Was there a last minute cancellation? Are there any problems that may be a factor such as a bug infestation, ongoing construction or other inconveniences? What guarantees can the PM or owner make to assure their property is legitimate?

11. Only pay deposits with the protection of credit cards

Never pay a deposit with funds that aren't protected in the event of fraud or misrepresentation. If you pay by credit card, you'll still have to go through the process of requesting a refund, but there's a better chance of recovering your deposit. Many popular money apps provide zero protection to the person sending the funds. Once the money is sent, it's gone. Do your homework prior to sending money to anyone for any reason. If the money app's policy is no refunds, you will have zero chance to recover any of it in the event of fraud or any other reason.

Typically, because of the credit card fees and significant expense of a long term rental, the balance is typically paid with a check 60 - 90 days before arrival. Look into the address of where the check is to be mailed. Does the address match the property manager or owner's address? If not, ask why.

12. Never pay a deposit before signing a valid lease agreement

You will have no protection from fraud, cancellation or any other issue without a valid signed lease agreement. The lease agreement will have the full names of you and the property manager or owner and the terms listed, including the amount of the deposit and balance, dates of stay, due dates for the balance/payments, policies including the cancellation terms as well as refund and dispute resolution policies. Never accept a contract or agreement unless it thoroughly addresses everything to cover yourself as well as the property owner. If you are getting high pressure to hurry up and pay a deposit without signing a complete valid lease, walk away. That is a huge red flag.

13. Electronic contracts are a good sign

If your rental is offered online and there is an electronic contract that you can sign to reserve it, that's a standard industry-wide practice. Reserving electronically protects the renter and rental agency from disputes about when and what was agreed to. It also takes the unit off the market so it doesn't become double-booked. If the property you are considering does not offer an electronic contract, find out why. It may be the owner prefers signed paper contracts. Allow enough time for a contract to be prepared and signed, but ask for assurances that the rental will be held during this time.

Perhaps they don't offer any contract. They may say they don't like contracts or haven't had time to prepare one or downplay that it isn't that important. If there's no contract, there's no deal. Walk away.

14. High pressure tactics are a red flag

If your potential property is desirable, it will have more people interested in renting it. However, if the PM or owner is using high pressure tactics such as indicating it will be off the market before the contract can be executed and signed, that's a red flag. Never agree to pay a deposit or rent a unit without first or simultaneously executing a valid contract.

If the property legitimately has multiple offers at the same time, ask how they will determine who is accepted. If they have a reasonable explanation, you can either go along with the plan or find another place. Sometimes taking a property with less demand will make it easier for you to keep coming back because there is less competition fighting for it.

Always conduct thorough research and listen to your instinct before renting a property that is new or unfamiliar. Once you are confident of your choice, you can focus on prepping for your stay.

 


 

"A clever person solves a problem, a wise person avoids it.”

-- Albert Einstein, German Theoretical Physicist


DISCLAIMER

The information contained in this website is for general information purposes only. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from or in connection with, the use of this website.

Through this website you are able to link to other websites which are not under the control of Midlife Snowbird. We have no control over the nature, content and availability of those sites. The inclusion of any links or advertisements does not necessarily imply a recommendation or endorse the views expressed within them.

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Location, Location, Location – Peak vs. Off Peak

Map of The Emerald Coast, Southern Alabama and Northwest Florida
Map of The Emerald Coast, Southern Alabama and Northwest Florida

LOCATION, LOCATION, LOCATION 

Peak vs. Off Peak Affects the Cost of Housing

As snowbirds return home to begin the off-season, much reflection goes into what can be done differently for the next season. Life changes happen from year to year, budgets change and energy levels for travelling to/from your destination may not be where they used to be. Snowbirds evaluate if they want to return to the same place, try a new area or whether to return at all. Because housing is the most expensive aspect of being a snowbird, rates are a major consideration of where to stay. [Costs of Snowbird Rentals: Beach, Desert, City-Metro]

Recent interactions with two readers reinforced that misconceptions related to location are far more widespread than they or I realized, which is why it is important to recognize regional differences in pricing. As the tried and true adage says, it's all about "location, location, location." Most people are well aware that being a snowbird in Maui, Hawaii is going to be much more expensive for multiple reasons. However, the cost of housing in every snowbird destination, no matter where you are headed, will be affected by peak and off-peak season. As an example, peak season in Hawaii is not January, it is summer when families are on school break. Seeking lesser known communities is another option for better housing rates. If you are considering a change, carefully take a look at what you're seeking because you may find that by making an adjustment in location based on popularity and/or peak vs. off peak season, you may be able to get so much more for your money, which can make all the difference of your snowbird lifestyle.        


At the beginning of 2022, a reader from south Florida contacted me and we enjoyed a lengthy phone conversation. Cindy told me she's a longtime, now retired snowbird who lives with her husband in the Fort Myers area five months of the year and the rest of the time is devoted to their home in mid-Eastern Wisconsin. During the course of the conversation, the topic of north vs. south Florida came up.

Cindy's perception of northern Florida is that it can be quite chilly in the winter (true) and that winter, which is peak season in south Florida, is also peak season in northern Florida (false). Cindy was surprised to learn summer is peak season in northern Florida because it's when families come to the beach for summer vacation. South Florida is considered by many to be too hot in the summer. Some people, such as myself, consider south Florida to be too hot in the winter as well. I don't mind Northwest Florida's jacket weather and truthfully am not interested in residing in hot weather all year round.

Miramar Beach, FL, the Emerald Coast
Miramar Beach, FL, the Emerald Coast

This brings us to the crux of the North Florida vs. South Florida rental rates. South Florida is desirable in the winter because of the consistently warm weather with temps in the 70's and '80s. That's an attractive quality and prices in South and Central Florida are reflective of the climate. Due to supply and demand, rental prices are significantly higher, even as much as two or three times higher to get the same square footage, amenities and views as their counterparts to the north. Just ask my friend Vicki. She looked into moving closer to her daughter who was based in Key West and was shocked at the gulf front prices of south Florida. Vicki stayed where she was in Northwest Florida, it was too good to pass up.

Another reader, Bill, recently wrote to me and said, "I was a solo snowbird last year and met some folks. It worked out fairly well. However, I would prefer to buddy-up with someone for companionship and sharing of expenses. Do you have suggestions of where to find someone?... Thank you and best wishes."

I asked Bill the area where he stayed and whether he preferred to remain there, then brainstormed many ideas of where to find a roommate. Finally, I offered one last thought and suggested, "It can be expensive to be a snowbird and reducing the amount of time away, staying in an area that is not as warm or moving inland to a less expensive spot may be helpful. As an example, south Florida is incredibly expensive during the winter months because it is their peak season. Northwest Florida in the winter is the off season and peak is during spring and summer."

Bill said, "Thank you so much for the prompt reply. I was in south Florida (Cape Coral) and it was very nice (and expensive). I drove down so I wouldn't need to get a rental car. I'm in southeastern Wisconsin and it was 1,400 miles each way, and I swore I'd never do that drive again 🙂 I really hadn't considered northwest Florida since the weather can be iffy and I assumed prices would still be on the high side since peak season... but, you have enlightened me with understanding that winter is NOT peak season (using Destin as an example) and rentals are very reasonable per VRBO search. An added bonus is that the drive is 400 miles shorter so It would be a two day drive instead of three.  So thanks for planting this seed. I will also explore some of your other suggestions."

Don't overlook checking into less well-known snowbird areas. During correspondence with an extended family member I'm newly acquainted with, we discovered we both enjoy the snowbird lifestyle. Mike and his wife travel extensively in their RV throughout the year. He said, "If things go as planned, we are hoping to spend next winter in Biloxi, Pass Christian or Waveland, all are in coastal Mississippi. We actually really love Florida for a lot of reasons, there are so many things that we enjoy, but anywhere on the Gulf Coast makes us happy. Now that we are older, I think Mississippi makes us happiest... We get the beach, ocean and warm weather without having to fight the crowds or the traffic."

Mike stated, "It’s half the cost and living on a limited budget it makes a lot of difference. Biloxi is really nice, it has everything we need. Most things are within walking distance from our RV park. Plus, we are right across the road from the beach. I get up and walk along the beach for an hour, then an hour back, starting at 5:00 am every other morning. It’s so nice, there’s a 27 mile sugar white sand beach. At that hour, it’s like I have the whole beach to myself. Well, if you don’t include the seagulls, terns and pelicans."

For property owners, here's another huge advantage to buy in an area that is off-peak in the winter. No matter whether it's north vs. south Florida or north vs. south Arizona, central vs. south Texas or elsewhere, the strategy is the same. If you buy a property where winter is off-peak and stay in it for the snowbird season, then you can return home and rent it out for premium rates while you are home and your rental guests are enjoying the peak summer vacation season.

Many times I've been asked by non-snowbird friends and family, "Why don't you stay further south?" It's all about location, location, location and I love where we are in Northwest Florida.


 

"Your current situation is giving you an opportunity to re-evaluate what you want.”

-- Tasha Bee, UK-based community artist

How to Evaluate Online Rental Photos

Perceived and actual views may be entirely different, as well as accessories used for staging. Don’t hesitate to ask for clarification. How to Evaluate Online Rental Photos  Travel and snowbirds are synonymous. Snowbirds by definition seasonally migrate to a warm climate and for many that