Author: midlifesnowbird

30 Tips for Successful Hotel Stays with your Dog

A stunning sunset view from the Quality Inn on the Bay in Gulf Breeze, Florida featuring a convenient on-site restaurant with patio for our dog 30 Tips for Successful Hotel Stays with your Dog Pet friendly hotels are becoming increasingly popular and the internet and 

Work From Wherever Snowbirds

Work From Wherever (WFW) Snowbirds How to Choose the Best Rental for Working Remotely In May of 2019, I published a blog post entitled “How to Be a Working Snowbird,” and in 2021 it remains quite relevant. In fact, How to Be a Working Snowbird 

Power of Social Media Groups

HARNESS THE POWER OF SOCIAL MEDIA GROUPS

Timely recommendations for everything in your community

Country music star Luke Bryan's Shore Thing cigar bar on 30A is a fun place to spend time if you don't mind cigar fumes

Social media groups that hone in on your specific interests are a powerful way to gain timely insight on the pulse of a community. By far the largest social media global giant is Facebook and within Facebook are special interest community groups such as "The Destin Life" which currently has more than 138,000 members, including me.

Group members post questions and other members post answers and opinions. Questions asked include:

--"Where is the best place to go for seafood?" (or burgers or steaks....)

--"What grocery stores will deliver to my rental?"

--"Where do locals go for breakfast?"

--"Are dogs allowed on the beach?" (or umbrellas, metal spade style shovels with handles or adult beverages...)

--"What are must-do activities in the area?" (include your age/s interests, skills, dates, number in the group, etc.)

--"Is the expansion of Highway 98 completed yet?" 

I'm continually amazed that even though there are many answers repeating some of the same places over and over, people still continue to add their own opinions and even more recommendations. It's astounding at times. One member asked, "Hey everyone, do you guys prefer the Destin Commons or Silver Sands outlet mall?" and received 84 answers within a couple of days. That's a lot of feedback for comparing one local shopping center with another two and a half miles away.

Even though some of the questions and answers are redundant over time, I always learn many new things while scrolling through. As an example, I never knew about St Nicholas by the Sea, a historical charming Greek chapel that was built in 1959 by the man who founded Frangista Beach in the greater Destin area of Florida. It is now on my to-do list for next season when we return to the area.

Years ago, I discovered the one-of-a-kind upscale, unforgettable architectural enclave, Alys Beach Florida via Instagram.

If we ever decide to go glamping, there's a "Fancy Camp" complete with on site 16' bell shaped tents, heating/cooling units, exterior lighting and Queen-sized beds that I found in the area via social media.

This past season, thanks to social media, my friends and I visited The Hub, a happening place on 30A in Northwest Florida that features live entertainment, shops and dining. It also is home to country music super-star, Luke Bryan's Shore Thing cigar bar, where we enjoyed a memorable afternoon. There's many more establishments and restaurants in our snowbird community that my husband and I have yet to try, but plan to because of the repeated recommendations by social media group members.

No matter what you are looking for, whether housing, activities, dining, entertainment, recommendations, history, traffic, weather updates, vacation photos and much more, joining a special interest social media group is very enlightening about a community. If you aren't sure of what to expect and are researching a new community, it's a great way to get timely information. If you're already part of a snowbird community, you'll find new information or something as simple as an old historical photo from long ago. 


"We don't have a choice of whether we DO social media, the question is how well we DO it.

-- Erik Qualman, American author and motivational speaker

Outdoor Summer Entertaining

Individual charcuterie boards are fun for small outdoor parties OUTDOOR SUMMER ENTERTAINING Tips to Host Your Guests 2021 Style The global pandemic brought an entirely new appreciation for the simple things in life. Time spent outdoors. Good food. Friendships. And the ability to host loved 

How to Find Your Second Home

HOW TO FIND YOUR SOUTHERN SECOND HOME Where to Start, What to Know My husband and I recently purchased our first vacation rental property in Northwest Florida. This did not happen overnight, it was years in the making. Much thought and consideration went into research 

Vacation Rental Property Steps to Ownership

We considered every possible option, but ultimately the stunning view of the gulf was the best choice for us

VACATION RENTAL PROPERTY

21 Basic Steps to Purchasing an Investment Property

My husband and I set a long-time goal to buy a vacation rental property years ago and February of 2021 is when we made it happen! When the Covid pandemic hit the United States in early 2020, we realized we needed to delay our investment plans until the uncertainty of the rippling pandemic effects including the economic impact would become clearer.

Not only were we concerned about the viability of the vacation rental market, we worried about what would happen with our business and investment portfolio. During the extremely tumultuous year of unknowns, including the historic presidential election, we played our cards close and made a move when we felt the time was right, just after the 2020 holiday season.

Here's an overview of the basic steps that led to successfully purchasing our first vacation rental property in the Destin area of Northwest Florida. There's a lot of moving parts, at which any given time unexpected obstacles can derail the plans, so keep focused and don't let setbacks get you down. If you don't succeed on the first try, step back, re-evaluate and give it another shot in the future. For this post, I am referencing a true investment property, which is one that is largely rented to guests compared to a second home that is vacant for most of the time the owners aren't there. 


11 Pre-Sale Steps

Step One: Choose an appealing target area.

Step Two: Calculate expenses and rental income.

Step Three: Select and get pre-qualified with a lender to finance your property.

Pet-friendly Maravilla resort within the resort community of the Destin area of NW Florida is just seven houses from where we rented for six years

Step Four: Determine your target neighborhood, property, features, amenities and price range as well as what restrictions are deal breakers.

Step Five: Hire an experienced local real estate agent to help find your property, as well as do your own online shopping.

Step Six: Work with your realtor to negotiate an offer and accept the terms of sale.

Step Seven: Work with your lender to close the loan.

Step Eight: Plan your renovations, operations and marketing promotions.

Step Nine: Source, meet and hire your property manager, if you plan to utilize one, as well as any vendors such as a maintenance person.

Step Ten: Shop for and order the items needed to enhance the property with the caveat that it will not derail your loan closing or that you cannot return the items if the loan fails to close.

Step Eleven: Set up the insurance, HOA and utilities in your name.

 

10 Post-Sale Steps

Step One: Work with the property manager to begin or continue the process of marketing and promoting the property.

Step Two: Continue shopping, receiving (and returning) the items needed to renovate your property.

Step Three: Begin the renovation work, if applicable.

Step Four: Take photos where applicable to show the improvements.

Step Five: Set up your own web site, whether you do it yourself or contract with a third party.

Step Six: Announce the availibility of the new property online to your social media channels.

Step Seven: Invite local friends and business acquaintances to preview the property.

Step Eight: Set up a new bank account for the new business.

Step Nine: Set up your payments to auto-notify you and/or auto-pay your mortgage, utilities, insurance and HOA fees.

Step Ten: Manage and promote your vacation rental property.


Based on the above, my insight based on recent first-hand experience is:

--Before you even approach a lender or broker, you'll need to have 20% to 30% for the down payment (or more), six months' reserves of liquid assets, cash for pre-paids and closing costs. Plus you'll need to meet the lender's standards for the added debt compared with your existing assets, mortgage/s, revolving credit and loans. There's no point in going any further until finances are in place. As an example, to purchase a $500,000 investment property in Florida, you may need 30% down, which is $150,000 plus another 7-8% for points, fees, closing costs, pre-paids and so forth. That could mean another $25,000 to $28,000 outlay on a $350,000 mortgage ($500,000 minus $150,000 down payment). Buying an investment property is not cheap by any means.

--If you aren't prepared to outright buy a place, consider alternatives such as fractional ownership or less expensive property options that fit your budget and finances. Before we made our final decision, we looked at everything from the very least expensive park models in Central Florida, low and high rises in our southern community and a large condominium located in the same building where we rented for six seasons. We even considered a condo-tel studio unit in a golf cart community with a bay view. Ultimately, we purchased what we believe is the very best fit for us: a one bedroom unit with hall bunks, two full bathrooms, an amazing view of the resort's South pool and unobstructed views of the stunning Gulf of Mexico. Our unit is on the top floor, which means no noise from above and it's pet friendly to both owners and guests.

There's a lot of moving parts to purchasing a vacation rental property [pictured: Maravilla Resort in Miramar Beach, FL]
--Research the locations of interest to you and determine what will also be of interest to anyone looking for a vacation rental in that area. We chose a full-blown gated "resort" condo complex that is located within a popular resort community. Yes, it's expensive, but in the long run it's easier to attract guests when you don't have to sell them on why your less-travelled community is a better plan and try to compete against the very popular resort communities. Well-known examples include Destin in NW Florida, Orlando and Clearwater Beach in Central Florida; South Beach, Naples and Key West in South Florida; Gulf Shores in Southern Alabama; South Padre Island and Galveston in Southern Texas and Sedona in Arizona.

--Read the threads of specialty groups on social media. The questions that arise and subsequent conversations will tell you volumes of information. Look at the competition regarding decor, view, amenities, price, location. Sign up for daily notices from a third party web site such as realtor.com to let you know when properties in your target area go on the market.

--Enlist the advice of one or two close personal friends or family members to give unbiased insight. I thought I had found the perfect property and my sister pointed out that because of the stucco half-wall balcony, it would be impossible to see the gulf when sitting down in the main living area. So, we increased our budget and chose what turned out to be the perfect place for our criteria.

--For us, the two biggest deal breakers were:

1. Pet restrictions for owners, IE, no dogs at all or no dogs over a certain weight limit.

2. No view.

We bypassed many properties based on those criteria. We were OK with pet restrictions for guests, but ultimately, we bought a place that has the most lenient pet restrictions for owners and guests.

--Your lender may also have deal breakers. We found out our broker could not work with portfolio loans for

1. High rise properties

2. Condo-tels

3. Certain HOA restrictions

--When we made an offer on our vacation rental, we chose not to tell a soul except the two family members who had helped us research, our accountant and my husband's best friend. Why go through it all only to have the deal potentially fall apart and then have to walk-back everything? We waited until we had a closing date to tell our parents and close family and then waited until the loan closed to tell friends and make a general announcement.

Consider hiring the same property manager who the previous owners employed. We didn't even look at any other options because our first choice was the same firm who managed it for more than ten years. The fees and terms were fair with market rates, the vendors and client list are already in place and most of all, the familiarity with the property is worth a lot.

Once you close on the property, be prepared to move FAST. We thought we would have two weeks to paint, remove old furniture, install new pieces of furniture and wall art, deep clean, install a new faucet, chandelier, keyless entry, take new photos and so forth. Wrong. Because of circumstances beyond our control, we had just one week to get everything done and it was stressful. We had to make choices, sacrifice several of the projects and make alternate plans. As I was shutting the door to leave, the cleaning crew was right there waiting to get in to prepare for the next guest.

Be realistic about expenses, scheduling, booking guests and getting projects done. We set goals for all of these things and are ahead of some goals and way behind on others. For example, I ordered glass to be custom cut to cover all of the wood surfaces to protect them from spills. It was possible the order would be ready in time before we hosted our first guest, but the vendor had a large project ahead of ours that resulted in a delay. So we arranged for the property manager to receive the delivery three weeks after we hosted our first guest. All went well except one of the pieces was too large. I had measured incorrectly, so the glass had to be returned and redone. Now, because of schedules, the final piece of glass will be delivered more than seven weeks after the original target date.

Last but not least, remember that no one has more of a vested interest in your vacation rental property than you. Take time to learn the business and give your enterprise the proper attention it needs, whether in terms of investing in the furnishings or the marketing. If you take care of your property, your vendors and guests, it will have that much better chance of not just surviving, but exceeding your goals and ambitions.

To view the property we purchased, please visit maravilla2411.com for a photo tour, rates and availability. We hope to host you as our guest.

"The best investment you can make is an investment in yourself... The more you learn, the more you'll earn.

-- Warren Buffett, American investor, business tycoon, philanthropist, CEO of Berkshire Hathaway

Walking Tour Ruskin Place Park, Seaside FL

Ruskin Place Park Walking Tour of Ruskin Place Park in Seaside Florida Ruskin Place Park in Seaside Florida, former site of scenes from The Truman Show, filmed in scenic Seaside Artist Colony, Townhomes, Shops, Live Entertainment  Ruskin Place park is a wonderful destination for anyone 

Snowbird Destination Trends

The Covid-19 pandemic has forced a re-evaluation of metro vs. smaller populations for snowbirds and Zoombirds [Natchez Street, Seaside Florida] Snowbird Destination Trends Considerations for Snowbirds and Zoombirds What are the latest snowbird destination trends? I was recently interviewed for an article, “Boca Raton, Florida, 

Snowbird Travel Precautions During A Pandemic

Travel Precautions Midlife Snowbird
Prior to unloading anything, take extra precautions to sanitize the air and surfaces of your hotel room while in transit to your destination

Snowbird Travel Precautions During A Pandemic

Guidelines to Consider Prior to Your Road Trip

Many snowbirds depart for their southern homes after the December holidays at the start of the new year, including my husband and I. However, 2020's historical Covid-19 pandemic has created even more reasons than ever to be smarter about when, where and if travel is necessary at this time. By now, there's been plenty of travel warnings and advisories issued from renowned health care experts, world governments and global health organizations.

First and foremost, above all else, anyone who is ill should stay home until fully recovered. Those at higher risk with health problems or who have other underlying conditions should weigh all options and consult with their own personal medical team. Snowbirds who have made the decision to travel should consider the advice of the experts and take the highest precautions to avoid becoming sick. Masks, social distancing and diligent sanitizing remain the top criteria for reducing risks of exposure; however, there is much more, especially when travelling.

Below are common sense guidelines for travelers driving to their destination with a hotel stay along the way based on my long-time personal experience. I have always been super cautious about germs, so it wasn't that much of an adjustment to step up to even higher levels of caution. During this past summer, my husband, dog and I went on two mini overnight getaways within an hour of our home and it helped us prep for the long haul to our warm weather home. We learned a few things that helped us improve our systems. Because of our short summer travel, we gained increased confidence that it can be done with proper precautions.  

Taking meticulous measures and constantly being alert and pro-active are traits I have employed long before there was a global pandemic. It is well worth the effort if it can improve the chances of getting to your destination safely and without becoming sick after arriving. These guidelines are in no way intended to be construed as anything other than general information. Do your own research, follow all local and state mandates, as well as other government agencies.

    


Checklist of General Travel Considerations

Many snowbirds have pre-paid for their non-refundable rental residences and may have other commitments and obligations in their southern communities. Of course, the reasons for migrating to warmer climates is to get out of the frigid temperatures, rejuvenate one's outlook and be able to spend time outdoors. Thus, cancelling the trip is not anyone's first choice if they can help it.

breakfast buffet
If your hotel has a breakfast buffet, choose individually wrapped items and fruits that can be peeled. Take your food to eat in your room instead of a public dining area.

Finding ways to reduce risk and improve precautions is a smart way to prepare for the journey. There is no way possible to eliminate all risk, so travel at your own discretion.

Check in advance with your hotel regarding specific procedures they follow regarding extra cleaning and sanitation precautions. Ask if contactless check-in is available. You may want to also inquire about whether "free breakfast" and/or onsite restaurant services will be reduced or unavailable as well as amenities such as swimming pools, fitness centers, business centers and so forth.

I never thought I'd say this, but hotel rooms with (typically noisy) in-room heating and air conditioning units are preferred compared to hotel rooms with central HVAC systems. Our highway hotel fills this need, along with windows that can be opened for additional outside air. Motels with rooms that can be individually accessed via a private exterior door are also better options during a pandemic.

If travelling with anyone outside of your immediate household, do not share a hotel room or ride in the same vehicle if at all possible. If there's no other options, each household should try to self-isolate for 14 days prior to travelling together.

I've separated the travel considerations below into pre-planning/prep, in-transit and hotel guidelines. Upon arrival at your destination, follow the same procedures as when checking into your hotel. Always, always (pandemic or not) run every single utensil, plate, glass, dish and pan through the dishwasher with soap to sterilize them prior to first use. Never assume the dishes are sterile just because they look "clean," they may have only been rinsed or worse, just placed in the cupboard as the previous guest vacated the property.

 


PRE-PLANNING/PREP

1. Take inventory and Purchase All Necessary Sanitation Products, Including the Following:

--Masks or facial coverings for each person, plus several back-ups

--Hand sanitizer: bottle with cap or pump style

--Hand sanitizer: packets

--Hand sanitizer: travel size for purse or bag

--Towelette style sanitizers in a plastic container with lid

--Rubber gloves, disposable

--Spray sanitizers such as Lysol® Disinfectant Spray

--Paper towels

***Read the labels before using to ensure you don't damage any hard surfaces with your sanitation products***

2. Organize your sanitation supplies

Place pump-style hand sanitizer within easy reach in the drink holder of your vehicle along with packets of alcohol wipes

--Place hand sanitizer in your vehicle's drink holders, glove box and anywhere else that is within easy reach of both driver and passenger/s.

--Put travel-sized bottles of sanitizer in your purse, bag, brief case, etc.

--Keep a clean mask, plus extras in your purse, pocket, bag, brief case, glove box, luggage, etc.

--Transport full supplies of additional sanitizer products in an easily-identified tote bag within quick reach when arriving at your hotel and eventual destination.

--The tote bag of supplies should be one of the first items unloaded from your vehicle so you have it handy immediately upon checking into your hotel room.

3. Bring Your Own Everything (BYOE)

--Bring bottles of water and beverages; individually portioned snacks; candy; cigarettes/lighters; prescription and over the counter meds; toiletries; phone chargers, sunglasses, books, magazines, cash and anything else that will eliminate or reduce the need to go into a store during your road trip.

--Do the same for your pet/s that are also travelling with you: bowls, jugs of water, food, treats, leashes, meds, etc. should be self-contained. Don't forget to bring plenty of plastic bags for disposing pet waste.

--Bring several of your own travel mugs and plastic cups per person.

--Consider bringing your own linens such as pillows, pillow cases, blankets, towels, etc.

--Don't forget your digital thermometer and supply of vitamins and supplements.

4. Set up your e-pass toll accounts

--If you aren't already familiar with the tolls along your route, research it in well in advance of your travel dates

--Set up accounts with each one so you have an e-pass.

--Allow enough time for your paperwork to be processed and your pre-payment to be loaded

--Look in the mail for the arrival of your electronic monitoring device and decal/s, then install them in your vehicle

 


IN-TRANSIT

1. Make minimal pit stops

--Wear a mask at all times when indoors, socially distance, don't touch surfaces, minimize time indoors, wash your hands, then apply hand sanitizer upon re-entry into vehicle.

--Stop only as necessary to refuel and/or utilize restrooms. Wash your hands extra thoroughly.

--If you must go indoors for a restroom, be swift and skip browsing around the gift shop, magazine racks, beverage coolers and so forth.

--Pre-pay for fuel at the pump to avoid going indoors.

--Don't directly touch surfaces such as door handles, payment transaction key pads, pens, ATM cash machines or other high contact surfaces. Use hand sanitizer immediately upon completion of your task.

--Wear disposable gloves if possible while fueling and/or touching high contact surfaces.

--Keep your leashed pet away from other pets and people.

--Avoid handling cash. If unavoidable, sanitize your hands immediately.

2. Continually Sanitize

--Sanitize your hands, cell phone/s and high-touch surfaces frequently.

--Keep your pet bowls and supplies extra clean.

--Don't use the same travel coffee mug the entire trip. Bring clean travel mugs to switch out every 6-8 hours or less.

3. Utilize Drive-Through Restaurants

--Drive-through restaurants are typically plentiful en route, fairly quick and eliminate the need to dine indoors.

--Sanitize your hands immediately before and after eating.

4. Utilize E-Pass Toll Booths

--Avoid using the toll booths with attendants to minimize contact.

--If paying an attendant with a credit card, sanitize it immediately upon return to you. Their gloves protect them, not your card or you.

5. Dump Your Trash Frequently

--Get rid of your empty disposable cups, food bags and trash with every pit stop.

 


HOTEL STAYS

1. Minimize Contact at Check In

--Only one person should go into the hotel lobby and make an effort to check-in with minimal contact. If contactless check-in is available, use it.

--Wear a mask, practice social distance and/or wait in your vehicle until no one else is at the counter to check in.

--Use your own pen to sign paperwork.

--Avoid touching keypads or common touch points unless immediately using hand sanitizer afterwards.

--Leave your luggage and pets in the car with your travel companion/s if not travelling solo.

2. Wipe the handles of the luggage cart

--Wear disposable gloves and/or wipe the high touch surfaces of the luggage cart prior to loading or moving it. Wash or sanitize your hands immediately upon returning it to the lobby.

--Upon check-out, repeat the sanitizing procedures.

3. Sanitize Your Room

--Only one person, wearing a mask of course, should enter the room prior to sanitizing it.

--Bring your tote bag of sanitizer supplies to clean all surfaces in your room prior to bringing in your pets, bags and luggage.

--Open the exterior doors and window/s if possible.

--Spray the air with an aerosol can of disinfectant, such as Lysol® Disinfectant Spray.

--Spray all high contact hard surfaces such as door handles, light switches, sinks and handles, toilet handles, towel racks, shower handles and nozzles, tv remote control, un-upholstered chair arm rests, table tops, desk surface, microwave and mini fridge handles and so forth with a disinfectant. Allow the disinfectant to stay on the surface according to the package directions, then wipe dry.

--Bring only the most essential luggage and items into your hotel room and leave everything else in your locked vehicle.

--Wash your hands and sanitize them frequently and as needed.

--Don't touch or use the in-room phone unless you sanitize it first, then sanitize your hands upon completion of use.

4. Protect Yourself and Your Pet/s in Your Hotel Room

--Never, ever put ice in the bucket unless it has a clean, new plastic liner baggie.

--Drink out of your own cups if plastic wrapped items are not available.

--Don't allow anyone other than your travel companion/s in your room while you are in there. If housekeeping or maintenance needs to enter, then arrange to exit the room.

--Wear shoes, flip flops or at least socks when walking around your hotel room.

--Use your own pillow/s if you bring them.

--Avoid pulling the bedspread or duvet cover anywhere near your face.

--Stand on a clean towel upon entering/exiting the shower and while standing at the sink with bare feet.

--Don't touch the phone, microwave handle and mini fridge handles unless immediately washing or sanitizing your hands.

--Never allow your pet to eat anything that falls on the floor.

Travel precautions snowbirds
Take the stairs if no rooms are available on the first floor and never ride the elevator with anyone outside your household.

5. Avoid Public Spaces, Spend time outdoors, weather-permitting

--Wear a mask at all times when indoors in public and common areas, socially distance and wash your hands frequently.

--Avoid or minimize your time in public areas such as the lobby, hallway, common areas, elevators and so forth.

--Ask for a room on the first floor to avoid elevators and stairs.

--Take the stairs instead of the elevator when possible.

--Don't get into an elevator with anyone other than your own travel companion/s

--Don't touch the elevator buttons, ice machine knobs or vending machines unless you immediately use hand sanitizer afterwards.

--Don't congregate at the lobby bar, restaurant or in any area where the general public is mingling.

--If you can get to an exterior door with a shorter distance within the hotel, do it, even if it means walking all the way around the building to get to your vehicle or the pet area green space.

--If you can safely spend time outdoors at your hotel, weather permitting, do it as much as possible.

6. Food/Beverage Safety Precautions

--Order contactless takeout to be delivered to your room or go to a nearby drive-through restaurant.

--Add the tip at the time you place the order to reduce the need to give cash to your delivery person.

--Don't drink or eat from any plastic cups, glasses or utensils that haven't been pre-sealed in plastic wrap.

--Avoid any food, such as hospitality cookies that aren't individually wrapped or beverages that are available in a common coffee pot or pitcher.

--If a breakfast buffet is part of your hotel's amenities, don't touch high contact surfaces, handles or items if possible. Choose items that are individually wrapped. Take your food to eat in your room to minimize your time in the serving or dining room areas.

7. Contactless Check Out

--Call the front desk to let them know you are departing. Ask for an emailed copy of your receipt.

--Leave your hotel keys on the table or desk in your room.

--Don't forget to leave a generous tip for housekeeping, it's a lot more work for them, too.

--Sanitize your hands immediately once in your vehicle prior to departing the parking lot.


 

"Do what you can, with what you have, where you are.

-- Theodore Roosevelt, 26th President of the United States


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Pros, Cons of Owning Two Homes

One consideration of buying a second home is whether to retain or down size one’s Northern home [Covington Lake, Northeast Indiana] Pros and Cons of Owning Two Homes 15 Point Checklist Before Buying a Second Property Many snowbirds think about owning a vacation home or